I really think that the reason I do not get sick is force of will. Doctors suck. Nurses are kewl. Pharmecies suck (no offense Ellen). No matter how bad any of those are, insurance companies must go away.
I really don’t think socialized medicine would be much better so that is no alternative. Still, one pays a thousand dollars a year to have a company tell you that they can’t pay a $100 for what the doctor wanted you to take. I understand that doctors sometimes prescribe more expensive medications because pharmeceutical companies have them in their pockets. I don’t have any implicit trust in doctors (see above). However, I trust someone who has an MD over an accountant.